Perks of using Travel Credit Cards

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Unlock exclusive benefits with travel credit cards, from earning rewards on purchases to enjoying complimentary travel insurance. Maximize your travel experiences with perks like airport lounge access and no foreign transaction fees.

Travel Credit Cards are convenient for people who enjoy travelling frequently. They offer you many rewards and points on everyday expenses. Users can redeem them while booking travel tickets and hotel rooms and to cover other travel-related costs. Moreover, these cards include extra benefits such as travel insurance, lounge access, and more. Let us explore their advantages to making your travel experiences more convenient:

Accumulate rewards

Travel Credit Cards allow you to earn cashbacks and points on your daily transactions. These rewards can be accumulated for travel expenses, such as booking flight tickets. The accumulated rewards and sign-up points can be used for travel bookings.

No foreign transaction fee

Credit Cards charge a fee when you use them for transactions in foreign lands. This transaction fee is around 3% of the total amount you are paying. It can be a considerable amount since you are charged for every transaction. Your Credit Card bill will be significantly higher than the purchase you have made. Travel Credit Cards are highly beneficial in avoiding such instances. No foreign transactions apply to these cards.

Travel Insurance

Travel plans are made months before our trip. During this period, you cannot predict unexpected events where you might postpone or cancel your trip. In such scenarios, Travel Insurance is a lifesaver. It allows you to claim the expenses without much hassle.

Security against fraud

There is always a risk of theft while travelling. Your cash might get stolen, and your details might be used for fraudulent transactions. If these things happen, you are liable to bear the loss. However, with Travel Credit Cards, this risk is reduced. You get protection against all kinds of fraudulent activities that might occur during your travel.

Airport lounge access

Travel Credit Cards offer premium access to airport lounges, which are beneficial in case you have long waiting periods due to delayed flights. During long layovers, you can enjoy a top-notch Wi-Fi network, shower facilities, refreshments, and comfortable seating.

Lost Luggage Insurance

Imagine a situation where you travel to your dream destination, and your luggage is yet to arrive. You will be distressed and scared, thinking about its condition. It is also possible that your luggage was damaged during this exchange. However, you can claim reimbursement for your damaged luggage with a Travel Credit Card. 

Conclusion

Travel Credit Cards possess significant benefits that make your travelling experience memorable. The added perks and protections enable you to save money on expenses. Consider all the factors listed above before applying for it.

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