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Retirement is something that you need to think about as soon as possible. The sooner you begin planning, the greater your financial security once you retire. Read these tips to figure out how to create a great retirement plan. Reduce the amount of money that you spend on miscellaneous items throughout the week. Have a look at each of your expenses and then decide from there which ones are not necessary. Unnecessary small expenditures can add up to a hefty sum over the years. Start thinking about how you want to live when you r