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There nonetheless some 100% financing available if you meet certain qualifications. A program is USDA Home Loan Program which is mostly for rural casing. Another one is the HUD $100 Down Payment Program had you been can buy HUD homes for only $100 down and you can also request HUD to pay for up to 3% within the purchase price for your closing price ranges. It's tempting to tell outright lies to unwanted callers but easier to be truthful and you should come across more forcefully too. And fi