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A new house will be yours to keep, but it also comes with new expenses. Be sure you’re prepared for mortgage payments, property taxes, homeowner’s insurance and HOA fees, if applicable. Then calculate your total monthly budget to see what you can afford. It’s helpful to start the homebuying process by getting preapproved for a mortgage, so you know how much you can comfortably afford each month. Then can shop confidently and avoid the pitfalls that can befall novice buyers. Often, fir