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Actual Cash Value. Specialists more exactly like a standard policy where the price is determined on some sort or other of depreciated value. The following policy, the insurance adjuster decides what your car is very well worth. Hopefully they are working with a nice working day! Chestnut - a horse's coat color ranging from golden to red to chocolate (liver chestnut). Mane and tail are the same shade as the body; also, a small, horny growth on the inside of a horse'