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Suppose, though, that the business encourages the worker to the Exchange, collect the federal subsidies, and insure the whole family---see examples above. In addition, the business can contribute as an option, say, $100, more or less, per month toward the employee's health coverage. This known as defined payment. The reception here has been enthusiastic. And why not? Everybody benefits. Only devote an offer after reviewing comparables and knowing marketplace. This step can save you thousands of dollars