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Lately, the field of auto insurance has undergone a significant transformation, fueled notably by advancements in technology. The classic view of car insurance, typically seen as a necessary but tedious obligation, is evolving into a more dynamic experience. From telematics to artificial intelligence, these innovations are transforming how insurance companies determine risk, calculate premiums, and interact with their customers. As more drivers utilize connected cars and smartphone applications, the way we think about auto insurance is also changing. Insurers are