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Placing a quote. Each property has a listing price give bonuses when place a proposal at that amount, above it, or below the software. However, beware that if you offer an amount higher than the listing price and have an FHA loan, you have to pay the difference as an out of pocket charge. For example: If the house is appraised and listed at $100,000 an individual offer $110,000 to outbid other buyers, you will surely have to pay the difference of $10,000 out of pocket. If you do not want spend for the