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Fourth is that you purchase stock through your employer, you will need to occasionally sell a number of it to stay diversified. Even though you just happened to own a disproportionate number of shares in any stock, then you've got to lighten your load every once in awhile or your portfolio could suffer huge beat on. The old saying, "don't possess your eggs in one basket" is spot on in cases like this. We should have learned this most recently from the Enron i