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Terms and definitions. Several 5 levels of qualified essential health benefit selections: Platinum, the pricey in gross premiums, is expected to purchase about 90% of claims; Gold, could be expected to pick up 80%; then there exists Silver at 70%, and Bronze at 60%. For the people people 10 years and under, there is the catastrophic high deductible plan. These are complete and comprehensive major medical plans for individuals and young families. All plans are guarantee