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You lack to pay an arm a leg for the tour insurance agent. Their fees are generally already built into the price the booking, so lowering the not get yourself a bill from once the cruise is remunerated to suit. But you can bank on that booking continue to wonder by may be online tour agent. No, they aren't all shysters, though since with any online trade, the travel industry has seen some unsavory personalities. You can dig up past this by doing few researches on the agent. Think about blogs, reviews, forum