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When it comes to financial instruments, one of the primary concerns for both individuals receiving checks and cashiers is the feared returned check. Nothing can be more annoying than trying to convert a check only to find out that it doesn't have the resources to back it up. However, there are particular types of checks that come with a promise of payment, ensuring that they won't fail. Understanding these checks can save you time, stress, and potentially costly fees. In San Francisco, California, where financial