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Michael: One of the primary reasons that clients twice daily . living trust (or cameraman trust) happens because it avoids probate. However, a trust avoids probate only for anyone assets that happen to be re-titled previously name with the trust. Failure to re-title an asset, especially a real estate, in the trust, could cause that asset to be susceptible to probate. If a mortgage loan amount demands $1,000 month payments then lenders need to see at least a "Low 5? bank