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Before initiating an insurance claim, it’s vital to find policy limits to understand your financial coverage. These limits determine how much the insurer will pay for a specific incident. For instance, in auto insurance, your bodily injury and property damage coverage will each have a cap. If damages exceed these limits, you might be responsible for the remainder. You can find policy limits on your insurance card, declaration page, or by calling your agent. Being informed allows you to make better decisions, avoid surprises, and plan ahead in any emergenc