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Terms and definitions. Utilizing 5 levels of qualified essential health benefit selections: Platinum, the most expensive in gross premiums, is predicted to cover the cost of about 90% of claims; Gold, could be expected to take up 80%; then genuine effort . Silver at 70%, and Bronze at 60%. For people people three decades and under, there is the catastrophic high deductible plan in advance. These are complete and comprehensive major medical plans if anyone else is and families. All plans are guaranteed issue