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Calculating a pension lump sum can be one of the most significant financial decisions in a person's life. Having spent years working and paying into a pension plan, I know firsthand the importance of understanding how those funds can be accessed upon retirement. Whether I opt for a regular annuity or a one-time lump sum payment can have far-reaching implications for my financial future. In this article, I will guide you through the essential steps that I found useful when calculating a pension lump sum, the factors to consider, and the methodologies involv
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